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Mental Health Care That Meets You Where You Are

At Holistic Wellness Center, we believe the best care starts with truly seeing you—not just your symptoms or your insurance card. Whether you’re using in-network benefits, out-of-network coverage, or a mix of both, we’re here to make mental health care accessible, personal, and straightforward.

Many of our patients benefit from a thoughtful combination of covered services and uncovered but essential treatments to support deep, lasting healing. We’ll guide you through every option with compassion, transparency, and zero pressure—so you can focus on what matters most: feeling better.

Your Coverage, Your Care—Simplified
We work with a wide range of insurance options to reduce barriers and support your goals. While we’re actively growing our list of in-network insurance partnerships, we also offer direct billing for out-of-network benefits and affordable self-pay options.

Here’s how we make it easier:

  • In-network? We handle billing directly—just like any provider office.

  • Out-of-network? We check your benefits, explain your options, and submit claims for you.

  • Not covered? We clearly outline pricing and help you decide what’s worth investing in based on your goals.

Why Choose Out-of-Network Mental Health Care?

Choosing out-of-network care doesn’t mean choosing financial stress. For many patients, it offers unexpected freedom, flexibility, and peace of mind.
  • Appointments Without the Wait

Out-of-network care often means you can start sooner and on a schedule that works for you—not one dictated by overloaded provider networks.

  • More Time, Less Interference

Your therapist or psychiatrist can spend more time with you and tailor care around your needs, not insurance restrictions.

  • Surprisingly Similar Costs

Out-of-network copays and coinsurance amounts are often comparable to in-network—especially once your deductible is met.

  • Insurance Still Helps

Most PPO plans reimburse 50–80% of out-of-network session costs after your deductible. Plus, your payments typically count toward that deductible.

  • We Handle the Details

We file out-of-network claims on your behalf whenever possible, or provide a simple claim packet if needed. No extra paperwork stress.

Checking Your Out-of-Network Benefits

If you’re using out-of-network insurance, you can either let us check your benefits (we’re happy to!) or call your insurance provider directly. If you choose to call, here are the key questions to ask:
Ask About Coverage:
  • Do I have out-of-network mental health benefits?
  • What is my out-of-network deductible, and how much of it have I met?
  • What percentage of the session cost is reimbursed after the deductible?
  • Do I need prior authorization?
  • Are services by a licensed therapist, psychologist, or psychiatrist eligible?
Ask About Specific Codes:
  • Therapy: 90791 (initial), 90834 (45-min), 90837 (60-min), 90846/90847 (family)
  • Psychiatry: 90792 (initial), 99214 (follow-up)
  • Telehealth: Are the above codes covered with modifier 95?

We’re On Your Team

Ready to get started or have questions about coverage?
Reach out anytime 347-218-2908. We’re here to help—always.